AI Index / Expense tracking for small businesses / History

Expense tracking for small businesses — AI Recommendation History

What AI assistants recommended for expense tracking for small businesses, date by date. Every ranking we publish is frozen the day it publishes, so this is a record of what was said — not a re-computation of what today's data would say about the past.

Record: 26 dated snapshots · Aug 14, 2026 – Sep 8, 2026

Answer archive Methodology Data studies JSON

What changed

Computed by comparing each dated snapshot with the one before it. Share moves smaller than 1pp are treated as noise and left out — the same threshold that suppresses trend arrows on the ranking.

Sep 8, 2026vs Sep 7, 2026

No change above the noise floor.

Sep 7, 2026vs Sep 6, 2026

▲Ramp +2pp (58.3% → 60.3%)
▼Xero -1.8pp (53.3% → 51.5%)
▼Wave -1.8pp (28.3% → 26.5%)
▼QuickBooks -1.5pp (75% → 73.5%)
▼Brex -1.5pp (25% → 23.5%)
▲FreshBooks +1.2pp (40% → 41.2%)

Sep 6, 2026vs Sep 5, 2026

▼Wave -7.8pp (36.1% → 28.3%)
▲Ramp +5.5pp (52.8% → 58.3%)
▼FreshBooks -4.4pp (44.4% → 40%)
▼Zoho -1.6pp (83.3% → 81.7%)
▼Expensify -1.6pp (83.3% → 81.7%)

Sep 5, 2026vs Sep 4, 2026

No change above the noise floor.

Sep 4, 2026vs Sep 3, 2026

No change above the noise floor.

Sep 3, 2026vs Sep 2, 2026

No change above the noise floor.

Sep 2, 2026vs Sep 1, 2026

No change above the noise floor.

Sep 1, 2026vs Aug 31, 2026

No change above the noise floor.

Aug 31, 2026vs Aug 30, 2026

No change above the noise floor.

Aug 30, 2026vs Aug 29, 2026

No change above the noise floor.

Aug 29, 2026vs Aug 28, 2026

No change above the noise floor.

Aug 28, 2026vs Aug 27, 2026

No change above the noise floor.

Aug 27, 2026vs Aug 26, 2026

No change above the noise floor.

Aug 26, 2026vs Aug 25, 2026

No change above the noise floor.

Aug 25, 2026vs Aug 24, 2026

Methodology change: extraction rules 4-7 → 7 between these dates. Differences below may reflect the rule change rather than a change in what AI recommends — see the methodology changelog.

▲Ramp moved #5 → #4
▼Xero moved #4 → #5
▼Xero -8.6pp (61.4% → 52.8%)
▼QuickBooks -4.5pp (79.5% → 75%)
▼Ramp -4pp (56.8% → 52.8%)
▲FreshBooks +3.5pp (40.9% → 44.4%)
▼Divvy -3.3pp (22.7% → 19.4%)
▲BILL +2.3pp (47.7% → 50%)
▲Brex +2.3pp (22.7% → 25%)
▲Wave +2pp (34.1% → 36.1%)

Aug 24, 2026vs Aug 23, 2026

No change above the noise floor.

Aug 23, 2026vs Aug 22, 2026

▲ INDivvy entered the top 10 (#11 → #10)
▼ OUTShoeboxed left the top 10 (#10 → #12)
▼Shoeboxed moved #10 → #12
▲Zoho moved #2 → #1
▼Expensify moved #1 → #2
▲Xero moved #5 → #4
▼Ramp moved #4 → #5
▲Divvy moved #11 → #10
▲Xero +13.3pp (48.1% → 61.4%)
▲QuickBooks +8.3pp (71.2% → 79.5%)
▲BILL +7.3pp (40.4% → 47.7%)
▲Divvy +7.3pp (15.4% → 22.7%)
▲Wave +7.2pp (26.9% → 34.1%)
▲Ramp +4.9pp (51.9% → 56.8%)
▲Zoho +3.3pp (80.8% → 84.1%)
▲Expensify +3.3pp (80.8% → 84.1%)
▼Shoeboxed -3.3pp (19.2% → 15.9%)
▲FreshBooks +2.4pp (38.5% → 40.9%)
▼Brex -2.3pp (25% → 22.7%)

Aug 22, 2026vs Aug 21, 2026

▲Expensify moved #2 → #1
▼Zoho moved #1 → #2
▲BILL moved #7 → #6
▼FreshBooks moved #6 → #7
▼FreshBooks -4.8pp (43.3% → 38.5%)
▲Xero +3.1pp (45% → 48.1%)
▲QuickBooks +2.9pp (68.3% → 71.2%)
▼Zoho -2.5pp (83.3% → 80.8%)
▲Ramp +1.9pp (50% → 51.9%)
▲Brex +1.7pp (23.3% → 25%)
▼Wave -1.4pp (28.3% → 26.9%)

Aug 21, 2026vs Aug 20, 2026

No change above the noise floor.

Aug 20, 2026vs Aug 19, 2026

No change above the noise floor.

Aug 19, 2026vs Aug 18, 2026

▲ INShoeboxed entered the top 10 (#11 → #10)
▼ OUTMercury left the top 10 (#10 → #16)
▼Mercury moved #10 → #16
▲Xero moved #6 → #5
▼FreshBooks moved #5 → #6
▲Shoeboxed moved #11 → #10
▼Mercury -9.7pp (19.7% → 10%)
▼QuickBooks -5.4pp (73.7% → 68.3%)
▼Ramp -3.9pp (53.9% → 50%)
▼Expensify -2.9pp (82.9% → 80%)
▼FreshBooks -2.8pp (46.1% → 43.3%)
▲Wave +2pp (26.3% → 28.3%)
▲BILL +1.8pp (38.2% → 40%)
▼Xero -1.1pp (46.1% → 45%)

Aug 18, 2026vs Aug 17, 2026

▲FreshBooks moved #6 → #5
▼Xero moved #5 → #6
▼Xero -4.6pp (50.7% → 46.1%)
▲BILL +3.4pp (34.8% → 38.2%)
▼Wave -2.7pp (29% → 26.3%)
▼Expensify -2.6pp (85.5% → 82.9%)
▼Mercury -2pp (21.7% → 19.7%)
▼QuickBooks -1.7pp (75.4% → 73.7%)
▼Zoho -1.3pp (85.5% → 84.2%)
▲FreshBooks +1.2pp (44.9% → 46.1%)

Aug 17, 2026vs Aug 16, 2026

Methodology change: extraction rules 4 → 4-7 between these dates. Differences below may reflect the rule change rather than a change in what AI recommends — see the methodology changelog.

▼Mercury moved #8 → #10
▲Xero moved #6 → #5
▼FreshBooks moved #5 → #6
▲Wave moved #9 → #8
▲Brex moved #10 → #9
▼Mercury -9.6pp (31.3% → 21.7%)
▼FreshBooks -5.1pp (50% → 44.9%)
▼Ramp -4.7pp (58.3% → 53.6%)
▼Zoho -2pp (87.5% → 85.5%)
▼QuickBooks -1.7pp (77.1% → 75.4%)
▲BILL +1.5pp (33.3% → 34.8%)

Aug 16, 2026vs Aug 15, 2026

▲ INBILL entered the ranking at #7
▼ OUTBILL Spend & Expense left the ranking (was #7)

Aug 15, 2026vs Aug 14, 2026

No change above the noise floor.

The ranking, date by date

Top 10 on each archived date, exactly as published. Cite a date and it stays true: snapshots are append-only, and a correction appends a new revision rather than overwriting the original.

Sep 8, 202668 sampled answers · window 2026-08-11 – 2026-09-08 · rules v7

#1Zoho80.9%
#2Expensify80.9%
#3QuickBooks73.5%
#4Ramp60.3%
#5Xero51.5%
#6BILL50%
#7FreshBooks41.2%
#8Wave26.5%
#9Brex23.5%
#10Divvy20.6%

Sep 7, 202668 sampled answers · window 2026-08-10 – 2026-09-07 · rules v7

#1Zoho80.9%
#2Expensify80.9%
#3QuickBooks73.5%
#4Ramp60.3%
#5Xero51.5%
#6BILL50%
#7FreshBooks41.2%
#8Wave26.5%
#9Brex23.5%
#10Divvy20.6%

Sep 6, 202660 sampled answers · window 2026-08-09 – 2026-09-06 · rules v7

#1Zoho81.7%
#2Expensify81.7%
#3QuickBooks75%
#4Ramp58.3%
#5Xero53.3%
#6BILL50%
#7FreshBooks40%
#8Wave28.3%
#9Brex25%
#10Divvy20%

Sep 5, 202636 sampled answers · window 2026-08-08 – 2026-09-05 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Sep 4, 202636 sampled answers · window 2026-08-07 – 2026-09-04 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Sep 3, 202636 sampled answers · window 2026-08-06 – 2026-09-03 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Sep 2, 202636 sampled answers · window 2026-08-05 – 2026-09-02 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Sep 1, 202636 sampled answers · window 2026-08-04 – 2026-09-01 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Aug 31, 202636 sampled answers · window 2026-08-03 – 2026-08-31 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Aug 30, 202636 sampled answers · window 2026-08-02 – 2026-08-30 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Aug 29, 202636 sampled answers · window 2026-08-01 – 2026-08-29 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Aug 28, 202636 sampled answers · window 2026-07-31 – 2026-08-28 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Aug 27, 202636 sampled answers · window 2026-07-30 – 2026-08-27 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Aug 26, 202636 sampled answers · window 2026-07-29 – 2026-08-26 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Aug 25, 202636 sampled answers · window 2026-07-28 – 2026-08-25 · rules v7

#1Zoho83.3%
#2Expensify83.3%
#3QuickBooks75%
#4Ramp52.8%
#5Xero52.8%
#6BILL50%
#7FreshBooks44.4%
#8Wave36.1%
#9Brex25%
#10Divvy19.4%

Aug 24, 202644 sampled answers · window 2026-07-27 – 2026-08-24 · rules v4-7

#1Zoho84.1%
#2Expensify84.1%
#3QuickBooks79.5%
#4Xero61.4%
#5Ramp56.8%
#6BILL47.7%
#7FreshBooks40.9%
#8Wave34.1%
#9Brex22.7%
#10Divvy22.7%

Aug 23, 202644 sampled answers · window 2026-07-26 – 2026-08-23 · rules v4-7

#1Zoho84.1%
#2Expensify84.1%
#3QuickBooks79.5%
#4Xero61.4%
#5Ramp56.8%
#6BILL47.7%
#7FreshBooks40.9%
#8Wave34.1%
#9Brex22.7%
#10Divvy22.7%

Aug 22, 202652 sampled answers · window 2026-07-25 – 2026-08-22 · rules v4-7

#1Expensify80.8%
#2Zoho80.8%
#3QuickBooks71.2%
#4Ramp51.9%
#5Xero48.1%
#6BILL40.4%
#7FreshBooks38.5%
#8Wave26.9%
#9Brex25%
#10Shoeboxed19.2%

Aug 21, 202660 sampled answers · window 2026-07-24 – 2026-08-21 · rules v4-7

#1Zoho83.3%
#2Expensify80%
#3QuickBooks68.3%
#4Ramp50%
#5Xero45%
#6FreshBooks43.3%
#7BILL40%
#8Wave28.3%
#9Brex23.3%
#10Shoeboxed18.3%

Aug 20, 202660 sampled answers · window 2026-07-23 – 2026-08-20 · rules v4-7

#1Zoho83.3%
#2Expensify80%
#3QuickBooks68.3%
#4Ramp50%
#5Xero45%
#6FreshBooks43.3%
#7BILL40%
#8Wave28.3%
#9Brex23.3%
#10Shoeboxed18.3%

Aug 19, 202660 sampled answers · window 2026-07-22 – 2026-08-19 · rules v4-7

#1Zoho83.3%
#2Expensify80%
#3QuickBooks68.3%
#4Ramp50%
#5Xero45%
#6FreshBooks43.3%
#7BILL40%
#8Wave28.3%
#9Brex23.3%
#10Shoeboxed18.3%

Aug 18, 202676 sampled answers · window 2026-07-21 – 2026-08-18 · rules v4-7

#1Zoho84.2%
#2Expensify82.9%
#3QuickBooks73.7%
#4Ramp53.9%
#5FreshBooks46.1%
#6Xero46.1%
#7BILL38.2%
#8Wave26.3%
#9Brex23.7%
#10Mercury19.7%

Aug 17, 202669 sampled answers · window 2026-07-20 – 2026-08-17 · rules v4-7

#1Zoho85.5%
#2Expensify85.5%
#3QuickBooks75.4%
#4Ramp53.6%
#5Xero50.7%
#6FreshBooks44.9%
#7BILL34.8%
#8Wave29%
#9Brex24.6%
#10Mercury21.7%

Aug 16, 202648 sampled answers · window 2026-07-19 – 2026-08-16 · rules v4

#1Zoho87.5%
#2Expensify85.4%
#3QuickBooks77.1%
#4Ramp58.3%
#5FreshBooks50%
#6Xero50%
#7BILL33.3%
#8Mercury31.3%
#9Wave29.2%
#10Brex25%

Aug 15, 202648 sampled answers · window 2026-07-18 – 2026-08-15 · rules v4

#1Zoho87.5%
#2Expensify85.4%
#3QuickBooks77.1%
#4Ramp58.3%
#5FreshBooks50%
#6Xero50%
#7BILL Spend & Expense33.3%
#8Mercury31.3%
#9Wave29.2%
#10Brex25%

Aug 14, 202648 sampled answers · window 2026-07-17 – 2026-08-14 · rules v4

#1Zoho87.5%
#2Expensify85.4%
#3QuickBooks77.1%
#4Ramp58.3%
#5FreshBooks50%
#6Xero50%
#7BILL Spend & Expense33.3%
#8Mercury31.3%
#9Wave29.2%
#10Brex25%

Read any date directly

Every archived date is machine-readable at /api/index/expense-tracking-for-small-businesses/as-of/<YYYY-MM-DD>, which returns the ranking as it stood, with the extraction version and revision it was published under. Dates before the record begins return no_record rather than a recomputation — we do not reconstruct history on demand and present it as what we said. See what the engines actually said.

[ORBATOR]